Nicole T. Cole MBA
Nicole Cole | Wealth Advisor & Financial Advisor in Virginia
Personalized Financial Planning & Wealth Management
Nicole Cole is a Virginia-based wealth advisor and financial advisor specializing in personalized financial planning and wealth management for business owners, women in leadership, and families. As the founder of Nicole Cole Financial Services Group—an independent financial services firm established more than 20 years ago—she is committed to helping clients work toward their long-term financial goals through thoughtful, individualized strategies.
Serving clients across Virginia, including Spotsylvania County, Caroline County, and the greater Fredericksburg area, as well as select clients in other states, Nicole focuses on building long-term relationships. Her approach is centered on understanding each client’s values, priorities, and financial objectives to develop strategies designed to help preserve, manage, and grow wealth over time.
Financial Planning & Wealth Management Services
Nicole provides comprehensive financial planning and wealth management services tailored to each client’s unique needs and circumstances.
Retirement Planning
Helping clients prepare for retirement by aligning income strategies, savings, and long-term financial goals.
Investment Management
Developing investment strategies based on individual goals, time horizon, and risk tolerance.
College Funding Strategies
Guidance on education planning and financial aid strategies to help families prepare for future college expenses.
Insurance & Protection Planning
Evaluating risk and recommending strategies to help protect income, assets, and loved ones.
Financial Planning for Business Owners
Supporting business owners with strategies for wealth accumulation, succession, and long-term financial planning.
Financial Planning for Women in Leadership & Families
Providing tailored planning strategies that reflect evolving financial responsibilities and long-term goals.
All recommendations are based on each client’s individual financial situation and objectives. No strategy can guarantee future results or eliminate risk.
Experience, Licenses & Professional Background
Nicole brings more than 20 years of experience in financial services, combined with a background advising Fortune 500 healthcare organizations on strategic and operational initiatives. This experience supports her structured and disciplined approach to financial planning.
She holds FINRA Series 7, 6, 63, and 65 registrations through LPL Financial, along with Life, Health, and Variable Annuity insurance licenses in Virginia and non-resident states including Maryland, North Carolina, Washington, D.C., Illinois, and Georgia.
Securities and advisory services are offered through LPL Financial, a Registered Investment Advisor. Nicole Cole Financial Services Group is a separate entity from LPL Financial.
College Funding & Education Planning
Nicole is the author of College Funding Strategies: I Wish Someone Had Told Me, developed in collaboration with The College Money Team. She works with families to help them better understand college funding options and financial aid planning strategies, supporting informed decisions around education planning.
College funding services are offered through The College Money Team, a separate entity from LPL Financial, and are independent of LPL Financial services.
Public Service & Community Leadership
Nicole currently serves as Delegate for Virginia’s 66th House District, representing parts of Caroline and Spotsylvania counties. She previously served on the Spotsylvania County Public School Board from 2022 to 2025.
She is an active member of Alpha Kappa Alpha Sorority, Inc., a graduate of Leadership Fredericksburg, former President of the Board of Directors for HELP Consulting, Inc., and a member of the Fredericksburg Chamber of Commerce.
Beyond the Office
Outside of her professional and public service roles, Nicole enjoys spending time with her three children and values creating meaningful experiences through travel, outdoor activities, and education.
Work with Nicole Cole
If you are looking for a financial advisor in Virginia to help you plan for retirement, manage investments, or prepare for major financial milestones such as college funding, Nicole provides personalized financial planning strategies aligned with your goals.
Kinteah Faulk
540-318-0007Kinteah Faulk
Kinteah Faulk is an administrative support professional specializing in financial services operations and client service support for financial advisors. She plays an integral role in ensuring smooth day-to-day operations while enhancing the overall client experience.
A native of Suffolk, Virginia, Kinteah is a cum laude graduate of Norfolk State University, where she earned a Bachelor of Science in Business Management. She brings a strong foundation in organization, leadership, and administrative operations, developed through both academic achievement and hands-on professional experience.
At First Genesis of Virginia, Kinteah provides administrative and operational support for financial advisors, including client relationship management (CRM), documentation compliance, and financial planning coordination. She manages client communications, maintains accurate and compliant records, and supports the implementation of financial strategies. Her attention to detail, structured approach, and commitment to efficiency help streamline advisor workflows and ensure a high level of client service.
Kinteah is also a Spring 2025 initiate of Zeta Phi Beta Sorority, Incorporated, and previously served as Treasurer of the Zealous Zeta Gamma Chapter at Norfolk State University, reflecting her dedication to Scholarship, Service, Sisterhood, and Finer Womanhood.
Outside of her professional work, Kinteah enjoys recreational tennis, painting, coloring, and watching anime and K-dramas. Guided by her faith, she draws daily inspiration from Philippians 4:13: “I can do all things through Christ who strengthens me.”
